Refinance your high-performing home.

Deliver the following Pearl-provided documents to your loan officer as soon as possible:

• Letter to the Lender
• Letter to the Appraiser
• Certification Report (which includes the Appraisal Institute’s Green and Energy Efficiency Addendum).

The loan officer should then deliver all these documents to the lender’s appraisal department and they should be included in the scope of services performed by the appraiser.

Appraisers can search for Pearl-certified homes in Pearl’s Registry. Pearl’s Privacy Policy requires that a homeowner opt-in by giving Pearl permission to make the home visible to the public.

When scheduling the appointment with the appraiser, ask if they were informed that the home has high-performing features and if they received the Appraisal Institute’s Green and Energy Efficiency Addendum. 

Inform them that the home is Pearl Certified and offer to email them the Letter to the Appraiser so they can learn more about your home.

Don’t assume that the lender provided the documentation. You may also include receipts, invoices, and other information that can help the appraiser determine valuation.

They are hired by the lender, and their responsibility is to their client. If you feel that the appraiser did not take relevant information into consideration, contact your lender. 

There are ways to file a formal reconsideration of value when appropriate. 

Pearl is also a resource. We are working with some of the nation’s leading appraisers to develop additional guidance and best practices for the appraisal community.